TAX FREE RETIREMENT STRATEGIES
As retirement draws nearer, many of us reach a point when we begin to wonder how we’ll generate income and if that income will be enough to carry us through retirement. If you’re invested in equities, it’s natural to consider what impact a major downturn could have on your retirement. In today’s low interest rate environment, are your fixed interest options providing enough growth to fund a retirement that could last 25 years or more?
We may help address some of these concerns and be an important part of your long-term retirement plan by offering:
• Protection — your retirement savings are protected from a potential decline in the market
• Growth — opportunity for earnings based on the performance of an underlying index
• Income — guarantee a source of income you cannot outlive
Tax Free Retirement
What are your options if you don’t qualify for a Roth Ira, or if you want to contribute more towards your retirement? Did you know that Permanent Life Insurance offers :
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safe and competitive returns
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liquidity of your funds during accumulation
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guarantee income distribution for retirement
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no limits on the contributions made annually?
Permanent life insurance not only helps to protect your beneficiaries,
it also allows you to build cash value that can potentially be used in a tax-advantaged manner.
WHAT IS A FIXED INDEXED ANNUITY?
A fixed indexed annuity is a contract you buy from an insurance company to help you potentially accumulate assets for retirement. It offers returns based on the changes in an index such as the S&P 500® Index.
Regardless of index performance, indexed annuity contract values will not be impacted by negative index returns.
1. IRI Retirement Fact Book 2018, 17th edition.
2. Board of Governors of the Federal Reserve System. 10-year U.S. Treasury Rate on 12/31/1999 and 12/31/2018.
